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Of all of America's institutions, surely we can rely on the nation's hospitals to treat us fairly. Right? Wrong! At least according to a Virginia entrepreneur whose 11-year crusade is reaping huge profits.

Picture this: you've just come home from the hospital and already there's a bill waiting on your kitchen table. You open it and your jaw drops open: it seems you're being charged $2,500 that wasn't covered. That can't be, you think, my coverage is supposed to be the best. You look closer...and that's when the errors appear.

You've been charged for an operating room you've never used...medications never given...doctor visits that never occurred. All in all, you figure there's $5,000 in overcharges. And that doesn't include all the things the insurance company is disallowing. But the biggest surprise is - you shouldn't be surprised at all! Studies show that over 90% of hospital bills typically yield mistakes (Two-thirds of which are in the hospital's favor). Often these errors amount to thousands of dollars.

The Start of a Revolutionary New Home Business

One such medical victim was Pat Palmer's dad. Pat got curious when her father's hospital bill seemed too high. After requesting an itemized bill and sticking to her investigation, Pat found and recovered thousands of dollars in overcharges.

That's when Pat envisioned a brand new business.

Within three months, Pat had uncovered thousands of dollars in overcharges for her neighbors alone. Excited, she split the recovery with them, quit her job and began auditing medical bills on a full-time basis.

That was eleven years ago. Since then, Pat helped her fellow Virginians recover overcharges they had neither the time nor the training to spot. Her clients can't thank her enough for her help. The beauty of her business is...

It Works Equally Well with Patients and Insurers

First off, most people with health insurance coverage generally pay 20-30% of their bill, plus the deductible, which can easily total thousands of dollars - making them top prospects for overcharge recovery.

But the really interesting part is - many insurance companies (including HMOs) will split with you 50/50 on any overcharges recovered...and that includes their share of the bill too!

That's not to mention those patients working for firms that self-insure and must bear the full brunt of a big hospital bill!

# posted by Medical Information : 2:13 AM